STEWART RATINGS and FINANCIAL STRENGTH

Stewart (NYSE: STC) is a leading provider of title insurance and related services to the real estate and mortgage industries. A financially sound company at a time when financial stability is of paramount importance in the title insurance industry, Stewart’s financial ratings affirm the security our customers’ feel when doing business with Stewart.

Stewart Title Guaranty Company is the primary underwriter for Stewart Information Services Corporation. Its outstanding financial performance has been recognized by the industry's foremost rating companies with the following impressive marks:

Fitch Ratings Ltd          ‘A’ with stable outlook

Stewart is the world’s only rated title insurer with a Stable Outlook from Fitch Ratings Ltd, one of the largest Nationally Recognized Statistical Rating Organizations.

  • An “investment grade” rating
  • Indicates relatively low to moderate credit risk
  • Rating not expected to change within the next 8-12 months

Demotech, Inc.             A’’ (A double prime)

Stewart Title Guaranty Company and Stewart Title Insurance Company both have Financial Stability Ratings (FSRs) of A’’ from Demotech, Inc.  Demotech Ratings are a leading indicator of the financial stability of a title insurer. 

  • Defined as Unsurpassed Financial Stability
  • Regardless of the severity of a general economic downturn or deterioration in the insurance cycle, underwriters earning a Financial Stability Rating of A’’ (A double prime) possess unsurpassed financial stability related to maintaining positive surplus as regards policyholders.

LACE Financial                        B+

LACE Financial rates title companies on a scale of “A+” to “E.” Companies having ratings of “A+” to “C+” are viewed as being secure in their abilities to pay claims.

  • An institution with a strong overall financial condition that will allow it to meet its future claims
  • As a rule, the underwriter has good operating earnings, are well capitalized and have adequate reserves